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Sugar Free Banana Bread with Coconut Flour and Chocolate Chips

This banana bread uses coconut flour, monk fruit sweetener and sugar-free chocolate chips. So, technically it is a gluten-free recipe as well as a sugar free one. It’s a great way to use up bananas that are past their prime.

A sliced loaf of chocolate chip banana bread is displayed on a white plate, with bananas in the background.
Photo credit: On and Off Keto.

Banana Bread with Coconut Flour and Chocolate Chips

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While it is not a low-carb recipe, per se, it is a lower carb version of banana bread. This one has 24 carbs per serving. Most regular banana bread recipes have 2X to 4X the carbs of this one. So for a once and awhile treat, this is a keeper.

A slice of banana bread with chocolate chips on a white plate, with a fork taking a piece.
Photo credit: On and Off Keto.

Ingredients

  • 2 bananas overripe
  • 1 1/2 cups coconut flour
  • 1/4 cup monkfruit sweetener
  • 1/2 cup sugar free chocolate chips
  • 1/3 cup coconut oil melted
  • 1/3 cup coconut milk
  • 1 teaspoon baking soda
  • 1 teaspoon vanilla extract
  • salt pinch
Overhead view of ingredients arranged on a marble surface: coconut flour, bananas, chocolate chips, monk fruit, milk, vanilla extract, baking soda, coconut oil, and salt.

Instructions

  1. Preheat the oven to 350 F.
  2. Grease loaf pan or line it with parchment paper.
  3. In a mixing bowl, peel and mash the ripe bananas until smooth.
  4. Add the coconut oil, coconut milk, vanilla extract and monk fruit sweetener to the mashed bananas. Stir well to combine.
  5. To the wet ingredients, add coconut flour, baking soda and a pinch of salt and whisk until well combined. Stir until everything is well incorporated, and no flour pockets remain. Be careful not to overmix; just mix until the batter comes together.
  6. Gently fold in sugar-free chocolate chips to the batter, saving a few as a topping.
  7. Pour the batter into the prepared cake pan, spreading it evenly with a rubber spatula. Sprinkle remaining chocolate chips on top.
  8. Place the cake pan in the preheated oven and bake for 40-45 minutes or until a toothpick or inserted into the center comes out clean.
  9. Once the cake is done, remove it from the oven and let it cool in the pan for about 10 minutes.
  10. Afterward, use the parchment paper to transfer the cake to a wire rack to cool completely. This will take approximately 1 hour.
A slice of banana bread with chocolate chips on a white plate with two more slices in the background. A blue cloth and bananas are visible.
Photo credit: On and Off Keto.

Notes

I’ve made this recipe using a traditional bread loaf pan as well as my square Pyrex baking dish. Chef’s choice on which one you want to use.

You can grease the pan with butter or cooking spray, but I recommend using parchment paper. It’s non-stick and it makes it much easier on the other end to remove the banana bread from the pan and transfer to a wire rack for cooling.

If I can find mini chocolate chips, I prefer to bake with them. However, finding the sugar-free version isn’t always easy. But when I do find them and they happen to be on sale, I stock up. I would recommend you do the same.

Loaf of banana bread made with coconut flour and chocolate chips, shown sliced on a plate and whole with a blue cloth. Text: "Banana Bread with Coconut Flour and Chocolate Chips.

Recipes Using Coconut Flour

Love the idea of baking using gluten-free coconut flour? Here are some of our other recipes that use coconut flour.

Low Carb Blueberry Muffins Made with Coconut Flour

Cream Cheese Coconut Flour Chaffles

Low Carb Coconut Macaroons with Almond Flour

A sliced loaf of chocolate chip banana bread is displayed on a white plate, with bananas in the background.

Sugar Free Banana Bread with Coconut Flour and Chocolate Chips

This banana bread uses coconut flour and sugar-free chocolate chips. So, technically it is a gluten-free recipe. It's a great way to use up bananas that are past their prime.
While it is not a low-carb recipe, per se, it is a lower carb version of banana bread. This one has 24 carbs per serving. Most regular banana bread recipes have 2X to 4X the carbs of this one. So for a once and awhile treat, this is a keeper.
1 from 1 vote
Print Pin Rate
Course: Breads, Snack
Cuisine: American
Prep Time: 10 minutes
Cook Time: 45 minutes
Cooling Time: 1 hour
Servings: 10
Calories: 216kcal
Author: Leah Ingram

Equipment

Ingredients

  • 2 bananas very ripe
  • 1 1/2 cups coconut flour
  • 1/4 cup monkfruit sweetener
  • 1/2 cup sugar free chocolate chips
  • 1/3 cup coconut oil melted
  • 1/3 cup coconut milk
  • 1 teaspoon baking soda
  • 1 teaspoon vanilla extract
  • salt pinch

Instructions

  • Preheat the oven to 350 F.
  • Grease loaf pan or line it with parchment paper.
  • In a mixing bowl, peel and mash the ripe bananas until smooth.
  • Add the coconut oil, coconut milk, vanilla extract and monk fruit sweetener to the mashed bananas. Stir well to combine.
  • To the wet ingredients, add coconut flour, baking soda and a pinch of salt and whisk until well combined. Stir until everything is well incorporated, and no flour pockets remain. Be careful not to overmix; just mix until the batter comes together.
  • Gently fold in sugar-free chocolate chips to the batter, saving a few as a topping.
  • Pour the batter into the prepared cake pan, spreading it evenly with a rubber spatula. Sprinkle remaining chocolate chips on top.
  • Place the cake pan in the preheated oven and bake for 40-45 minutes or until a toothpick or inserted into the center comes out clean.
  • Once the cake is done, remove it from the oven and let it cool in the pan for about 10 minutes.
  • Afterward, use the parchment paper to transfer the cake to a wire rack to cool completely. This will take approximately 1 hour.

Notes

I’ve made this recipe using a traditional bread loaf pan as well as my square Pyrex baking dish. Chef’s choice on which one you want to use.
You can grease the pan with butter or cooking spray, but I recommend using parchment paper. It’s non-stick and it makes it much easier on the other end to remove the banana bread from the pan and transfer to a wire rack for cooling.
If I can find mini chocolate chips, I prefer to bake with them. However, finding the sugar-free version isn’t always easy. But when I do find them and they happen to be on sale, I stock up. I would recommend you do the same.

Nutrition

Calories: 216kcal | Carbohydrates: 24g | Protein: 3g | Fat: 14g | Saturated Fat: 12g | Polyunsaturated Fat: 0.2g | Monounsaturated Fat: 1g | Sodium: 149mg | Potassium: 102mg | Fiber: 8g | Sugar: 4g | Vitamin A: 15IU | Vitamin C: 2mg | Calcium: 3mg | Iron: 1mg